Use Statum KPI for GPA / SVI health checks, peer intelligence, branch-market analysis, board-ready reports, and growth workflows. Start free, upgrade by usage, or bring Statum to your full bank team.
Drop a tier anytime. No cancellation conversation.
Annual pre-pay saves 15%. Unused subscription credits roll forward 90 days. Pay-as-you-go credit packs available without a subscription — credits add usage capacity but do not unlock tier-locked features.
Credits are how Statum meters bank-intelligence work. Cached and pre-computed responses are free; live questions cost 1 credit; deeper deliverables cost more. Tier-locked features (Statum MD reports, peer cohorts, territory studies, CRM push, API access) require the appropriate plan even when you have credits.
Credits add usage capacity. They do NOT unlock features that are restricted to Standard, Power, or Bank Team plans.
| Action | Credits | What 200 credits buys | What 2,500 credits buys |
|---|---|---|---|
| Cached or pill-suggested question | 0 | Unlimited | Unlimited |
| Live custom question (Ask Statum) | 1 | 200 questions | 2,500 questions |
| Statum MD report — your bank | included | 1 / month | Per Power plan |
| Statum MD report — other bank | 100 | up to 2 / month | up to 25 / month |
| Custom peer cohort, 3–5 banks | 10 | up to 20 / month | up to 250 / month |
| Custom peer cohort, 6–10 banks | 25 | up to 8 / month | up to 100 / month |
| Full-state peer cohort (50+ banks) | 50 | up to 4 / month | up to 50 / month |
| Territory / trade-area study | 100 | Power-only | up to 25 / month |
| PDF / PPT export | 0 | Unlimited | Unlimited |
| HubSpot / Salesforce push | 0 | Power-only | Unlimited |
| API call (per question) | 1 | Power-only | up to 2,500 / month |
Buy a one-time pack any time. Credits add usage capacity but do not unlock tier-locked features. Available to Standard and Power subscribers only.
Credits expire 12 months from purchase date. Subscription credits are spent first; pack credits are spent oldest-first after that.